Mortgage Calculator

Investment Property

Rental Cash Flow

Closing Costs

Buyer Cost Sheet

Generated Report

Mortgage Calculator

Property Price ($)

Down Payment (%)

20%

Loan Term (years)

Interest Rate (%)

4.5%

Property Tax ($/year)

Home Insurance ($/year)

HOA Fees ($/month)

Monthly Breakdown

Principal & Interest

$1,425

Total Monthly

$1,767

Loan Summary

Loan Amount:

$280,000

Down Payment:

$70,000

Total Interest Paid:

$233,000

Total Cost:

$583,000

Investment Property Analysis

Purchase Price ($)

Expected Annual Rent ($)

Annual Property Expenses (%)

35%

Vacancy Rate (%)

Annual Appreciation Rate (%)

3.5%

Holding Period (years)

Investment Analysis

Cash-on-Cash ROI

8.4%

Cap Rate

6.2%

Monthly Cash Flow

Monthly Rent:

$2,000

Monthly Expenses:

$700

Monthly Cash Flow:

$1,300

Annual Cash Flow:

$15,600

Future Value

Property Value After 10 Years:

$423,000

Total Rental Income:

$240,000

Total Return:

$363,000

Annualized Return:

12.1%

Rental Cash Flow Calculator

Monthly Rental Income ($)

Monthly Expenses

Mortgage Payment ($)

Property Taxes ($)

Insurance ($)

Property Management (%)

Maintenance Reserve (%)

Vacancy Reserve (%)

Cash Flow Analysis

Monthly Cash Flow

$160

Annual Cash Flow

$1,920

Cash Flow Details

Monthly Rent:

$2,000

Total Monthly Expenses:

$1,840

Cash-on-Cash Return:

6.4%

Expense Ratio:

92%

5-Year Projection

Year	Income	Expenses	Cash Flow

Buyer Cost Sheet Calculator

Sales Price ($) *

Down Payment ($) *

Mortgage ($) *

Mortgage Rate (%) *

Points *

Days Interest Payable *

Professional Fees

Broker ($)

Appraiser ($)

Attorney (Lender) ($)

Surveyor ($)

Escrow Fee ($)

Insurance

Hazard Insurance ($)

Flood Insurance ($)

Title Insurance ($)

Guaranty Fee ($)

Mortgage Cost

Discount ($)

Points ($)

Interest ($)

Document Fees ($)

Origination Fees ($)

Estimated Net Payable at Closing

Total Due:

Real Estate Investment Analysis

Generated on March 12, 2025

Property Overview

Purchase Price:

$350,000

Down Payment:

$70,000 (20%)

Loan Amount:

$280,000

Loan Term:

30 years

Interest Rate:

4.5%

Monthly Payment:

$1,425

Annual Property Tax:

$3,500

Monthly Cash Flow:

$160

Cash-on-Cash Return:

6.4%

Cap Rate:

6.2%

Key Financial Highlights

Monthly Payment

$1,767

Total Interest

$233,000

Future Value (10 Years)

$423,000

Monthly Payment Breakdown

Amortization Overview

Investment Performance

Expense Breakdown

Investment Summary

Total Investment:

$70,000

Total Return After 10 Years:

$363,000

Annualized Return:

12.1%

Total Rental Income:

$240,000

5-Year Projection

Year	Property Value	Annual Cash Flow	Cumulative Return

Mortgage Calculator

Monthly Breakdown

Loan Summary

Investment Property Analysis

Investment Analysis

Monthly Cash Flow

Future Value

Rental Cash Flow Calculator

Monthly Expenses

Cash Flow Analysis

Cash Flow Details

5-Year Projection

Closing Costs Calculator

Closing Costs Breakdown

Buyer Cost Sheet Calculator

Professional Fees

Insurance

Mortgage Cost

Estimated Net Payable at Closing

Real Estate Investment Analysis

Property Overview

Key Financial Highlights

Monthly Payment Breakdown

Amortization Overview

Investment Performance

Expense Breakdown

Investment Summary

5-Year Projection